When you take up residence in Denmark, you are legally required to have certain types of insurance cover, depending on whether you are a homeowner or live in a rental accommodation, and other properties you may possess.
Depending on your property, the insurance cover you are legally required to have includes:
Third-party/liability insurance if you own a car, motorcycle, scooter, or moped
Fully comprehensive motor insurance if you have borrowed money to finance the purchase of a motor vehicle
A dog-owner’s third-party insurance if you own a dog
A horse-owner’s third-party insurance if you own a horse
A fire insurance for buildings if you are a homeowner with a loan secured against your house
Read more about the above mentioned insurances in the booklet Insurance for everyday needs.
Optional types of insurance include:
Home content insurance (combined contents and liability insurance)
Building insurance if you are a homeowner (usually combined with fire insurance for buildings)
Fully comprehensive motor insurance (usually combined with compulsory third-party motor liability insurance)
Personal accident insurance
Life and pension insurance
Health and/or medical expense insurance
Read more in the booklet Insurance for everyday needs.
Visit the Danish Insurance Association.